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Monthly Report In BDT (February'24)

Date:01-Jan-1970

Statement No: 1                                                                             
Issue No. : 528, Issue Date :March 06, 2024
Grameen Bank Monthly Update in BDT:February, 2024
Sl. No Particulars In million BDT
1.0 Cumulative Amount Disbursed Since Inception 3,052,339.29
2.0 Cumulative Amount Repaid Since Inception 2,888,541.85
3.0 Amount Disbursed this Month 21,046.16
4.0 Amount Repaid this Month 20,014.82
5.0 Outstanding Loans  
5.1  Basic Loan 153,499.23
5.2  Flexible Loan (a) 7,012.58
5.3  Housing Loan 1,614.87
5.4  Education Loan 1,346.67
5.5  Other Loans 324.09
5.6  Total : 163,797.44
6.0 Rate of Recovery(b) 96.82
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)  
7.1  Basic Loan 542.94
7.2  Flexible Loan 1,285.38
7.3  Total : 1,810.32
8.0 Overdue Loan(d)  
8.1  Basic Loan(e) 4,180.53
8.2  Flexible Loan  95.96
8.3  Housing Loan 25.37
8.4  Other Loans 0.00
8.5  Total : 4,301.87
9.0 Microenterprise Loan (Cumulative)  
9.1  No. of Microenterprise Loans 20,117,467
9.2  Amount Disbursed 713,866.60
9.3  Amount Repaid 680,612.12
10.0 Balance of Deposits  
10.1  Members' Deposit 172,411.30
10.2  Non-Members' Deposit 70,491.96
10.3 Total : 242,903.26
11.0 Deposits to Outstanding  
11.1  Deposits as Percentage of Outstanding Loans 148
11.2  Deposits and Own Resources as Percentage of Outstanding Loans 171
11.3  No. of Branches with more in Deposits than in Outstanding Loans 1,734
12.0 Beggar Members  
12.1  No. of Beggar Members 88,981
12.2  Amount Disbursed (Cumulative) 188.32
12.3  Amount Repaid (Cumulative) 162.45
12.4  Amount of Savings (Balance) 12.63
13.0 Cumulative Number of Village Phones 2,053,615
14.0 Cumulative Number of Houses Built with Housing Loans 882,991
15.0 Life Insurance Fund (Cumulative)  
15.1  No. of deaths among all Borrowers 228,402
15.2  Amount paid out from Life Insurance Fund 404.73
16.0 Loan Insurance  
16.1  Balance in Loan Insurance Savings 18,708.82
16.2  No. of deaths among the Persons Insured  (Cumulative) 811,201
16.3 Amount of Outstanding Principal and Interest of the
        Deceased Borrowers paid out from Insurance Fund (Cumulative)
 
15,840.93
17.0 Higher Education Loan (Cumulative)  
17.1  No. of Female Students 13,531
17.2  No. of Male Students 41,432
17.3  Total : 54,963
17.4  Amount Disbursed (Female) 1,209.23
17.5  Amount Disbursed (Male) 2,820.65
17.6  Total :

4,029.88

18.0 Scholarship (Cumulative)  
18.1  Scholarship Recipient (Female) 211,249
18.2  Scholarship Recipient (Male) 137,429
18.3  Total : 348,678
18.4  Scholarship Amount (Female) 428.08
18.5  Scholarship Amount (Male) 273.89
18.6  Total : 701.96
19.0 Number of Members (f)  
19.1  Female 10,187,183
19.2  Male 333,835
19.3 Total : 10,521,018
20.0 Number of Groups 1,479,388
21.0 Number of Centres 134,782
22.0 Number of Villages 81,678
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerised Accounting and MIS 2,568
(a)   50 per cent provision is made on the outstanding of flexible loans at the end of each month which is not passed two years and 100 per cent provision is made on the outstanding of flexible loans which is crossed two years and more. Flexible loan will be written off on the following date when it crosses three years. 
(b) Percentage calculated on the actual collection against on loan schedule. 
(c)  If a borrower misses ten consecutive installments (except flexible loan) the entire due (loan & interest) is treated as an overdue. Same system will be applicable each month to the next. Regarding flexible loans, if a borrower misses ten consecutive installments the entire loan & interest is treated as an overdue. 
(d) Due amount of 26 weeks passed borrower’s loan and interest become overdue. Same system will be applicable each month to the next. If not full payment within the period entire due loan and interest become overdue. 100 provisions are made on the outstanding of all overdue loans at the end of each month. Written of will be done after one year later of overdue. 
(e)  In the case of one year duration, half within 26 weeks and ¼ for two years duration is unpaid, the entire unpaid loan and interest on it becomes overdue. In case of less than one year duration, if not paid up with the duration, then the entire unpaid amount with interest falls overdue.
   
  Note: Current Exchange Rate : 1USD = BDT 110.00