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12 Poverty Alleviation Indicators

The annual impact monitoring is done by all field workers of Grameen Bank. It is such a practice that blames the bank itself rather than others for not achieving its goals. Grameen Bank evaluates the programs through twelve indicators to check whether the members are moving out of poverty. Housing, food, health, children's education, entrepreneurial ability, vegetable cultivation, and other qualities of life are evaluated.

This procedure creates awareness among the staff members about the ultimate objectives of their work. It clarifies their mission and their understanding of the organization.

Through the initiative of the Hon’ble Chairman of the Board of Directors, Prof. AKM Saiful Majid, the ten indicators of Grameen Bank were revised according to the need of socio-economic conditions of the borrowers (members) in a workshop with all directors on 28 February 2022.

A member is considered to have been moved out of poverty if her family fulfills the following criteria:

  1. Each borrower member possesses at least a tin-roof house to live in a dignified way with     family members. It is built on his/her own land and worth at least BDT 80,000 (Eighty Thousand).
  2. Family members have the arrangement to sleep on the stool or the bed. 
  3. Family members drink pure water and use pure water in their household chores.
  4. All children of the family of members aged six years and older, who are physically and   mentally healthy, are either school-going or have completed primary education.
  5. The members pay the installment of BDT 500 (Five Hundred) weekly / at least BDT 2000 (Two Thousand) or more on monthly basis.
  6. Family members use a sanitary latrine.
  7. Family members have adequate clothing for everyday use. They have warm clothing for winter, such as shawls, sweaters, blankets, etc., and mosquito nets to protect themselves from mosquitoes.
  8. For the betterment of the family members, the family has sources of additional income, such as the cultivation of vegetables in the backyard, plantation of trees, etc., so that, they can pay installments from their additional income.
  9. The members maintain an average annual balance of at least BDT 10,000 (ten thousand) in their savings accounts.
  10. The family has no food shortage and the family members can afford nutritious food.
  11. The family members are aware of public health and they can afford medical expenses.
  12. The family members can observe religious festivals and social ceremonies.