The annual impact monitoring is done by all field workers of Grameen Bank. It is such a practice that blames the bank itself rather than others for not achieving its goals. Grameen Bank evaluates the programs through ten indicators to check whether the members are moving out of poverty. Housing, food, health, children's education, entrepreneurial ability, vegetable cultivation, and other qualities of life are evaluated.

This procedure creates awareness among the staff members about the ultimate objectives of their work. It clarifies their mission and their understanding of the organization.

A member is considered to have been moved out of poverty if her family fulfills the following criteria:

1. The family lives in a house worth at least Tk. 80,000 (Eighty thousand) or a house with a tin roof, and each member of the family is able to sleep on bed instead of on the floor.
2. Family members drink pure water of tube-wells, boiled water or water purified by using alum, arsenic-free, purifying tablets or pitcher filters.
3. All children in the family over six years of age are all going to school or finished primary school.
4. Minimum weekly loan installment of the borrower is Tk. 200 or more.
5. Family uses sanitary latrine.
6. Family members have adequate clothing for everyday use, warm clothing for winter, such as shawls, sweaters, blankets, etc, and mosquito-nets to protect themselves from mosquitoes.
7. Family has sources of additional income, such as vegetable garden, fruit-bearing trees, etc, so that they are able to fall back on these sources of income when they need additional money.
8. The borrower maintains an average annual balance of Tk. 5,000 in   her savings accounts.
9. Family experiences no difficulty in having three square meals a day throughout the year, i. e. no member of the family goes hungry any time of the year.
10.  Family can take care of the health. If any member of the family falls ill, family can afford to take all necessary steps to seek adequate healthcare.