Grameen Bank
| Past Five Years at a Glance (2016-2020) IN USD | ||||||
| Sl. | Particulars | 2016 | 2017 | 2018 | 2019 | 2020 |
| No. | ||||||
| Exchange Rate : In USD | 78.54 | 82.55 | 83.90 | 84.90 | 84.80 | |
| 1.0 | Authorised Capital | 127.32 | 121.14 | 119.19 | 117.79 | 117.92 |
| 2.0 | Own Fund : | |||||
| 2.1 Paid-up Capital | 10.87 | 10.44 | 10.70 | 11.21 | 11.33 | |
| 2.2 Capital and Other Reserve | 146.32 | 162.65 | 197.12 | 245.21 | 281.54 | |
| 2.3 Miscellaneous | 73.19 | 66.58 | 71.41 | 89.27 | 96.00 | |
| 2.4 Total : | 230.38 | 239.67 | 279.23 | 345.69 | 388.87 | |
| 3.0 | Deposits | 2544.02 | 2523.90 | 2700.44 | 2871.97 | 2851.47 |
| 4.0 | Other Sources of Fund | 130.42 | 122.54 | 134.45 | 122.41 | 171.59 |
| 5.0 | Borrowings | 15.49 | 16.60 | 27.17 | 33.92 | 11.42 |
| 6.0 | Assets : | |||||
| 6.1 Loan and Advances (Before Provision) | 1576.64 | 1841.84 | 1944.62 | 1986.68 | 1832.85 | |
| 6.2 Investment | 3.32 | 3.16 | 3.11 | 3.07 | 3.08 | |
| 6.3 Cash and Bank Balance | 1198.15 | 934.79 | 1060.63 | 1244.02 | 1411.77 | |
| 6.4 Fixed Assets | 19.06 | 18.18 | 17.99 | 18.14 | 18.11 | |
| 6.5 Other Aseets | 123.14 | 104.74 | 114.93 | 122.08 | 157.54 | |
| 6.6 Total Assets | 2920.31 | 2902.71 | 3141.29 | 3373.99 | 3423.35 | |
| 7.0 | Own Fund as Percentage of Loan & Advances |
15% | 13% | 14% | 17% | 21% |
| 8.0 | Own Fund and Deposits as Percentage of Loan & Advances |
176% | 150% | 153% | 161% | 177% |
| 9.0 | Total Income | 408.90 | 425.62 | 471.11 | 510.40 | 509.01 |
| 10.0 | Expenses : | |||||
| 10.1 Salaries & Other Related Expenses | 140.40 | 141.29 | 140.92 | 143.18 | 145.19 | |
| 10.2 Interest Expenses | 193.29 | 191.64 | 205.39 | 223.56 | 219.54 | |
| 10.3 Other Expenses | 32.15 | 33.40 | 40.45 | 55.11 | 37.76 | |
| 10.4 Provision Expenses | 25.34 | 31.73 | 42.81 | 32.91 | 65.40 | |
| 10.5 Total Expenses | 391.18 | 398.06 | 429.57 | 454.76 | 467.89 | |
| 11.0 | Net Profit | 17.72 | 27.56 | 41.54 | 55.63 | 41.12 |
| 12.0 | Provision Balance | 97.34 | 90.07 | 99.27 | 82.76 | 127.84 |
| 13.0 | Bad Debt | 56.35 | 34.25 | 32.06 | 48.22 | 20.42 |
| 14.0 | Bad Debt Recovery | 13.37 | 13.95 | 10.21 | 12.50 | 9.36 |
| 15.0 | Accumulated Disbursement (including housing loans) |
18050.88 | 20017.33 | 22636.96 | 25366.49 | 27458.09 |
| 16.0 | Number of Employees | 21043 | 18185 | 18105 | 18053 | 18096 |
| 17.0 | Number of Members | 8901610 | 8934874 | 9084503 | 9260176 | 9336847 |
| 18.0 | Number of Centres | 142087 | 140262 | 138143 | 137141 | 136826 |
| 19.0 | Number of Villages | 81395 | 81400 | 81677 | 81678 | 81678 |
| 20.0 | Number of Branches | 2568 | 2568 | 2568 | 2568 | 2568 |
| Financial Intermediation Indicators(In Billion USD) | |||||
| Particulars | Year | ||||
| 2016 | 2017 | 2018 | 2019 | 2020 | |
| Balance of Deposits | 2.55 | 2.52 | 2.70 | 2.87 | 2.85 |
| Balance of Loan & Advances | 1.58 | 1.84 | 1.94 | 1.99 | 1.83 |
| Balance of borrowings | 0.02 | 0.02 | 0.03 | 0.03 | 0.01 |
| Deposit to Loan Ratio | 162% | 137% | 139% | 145% | 156% |
| Deposit to Borrowings Ratio | 16393% | 15208% | 9937% | 8466% | 24929% |
| Pension Benefits Paid to Retiring Staff(In Million USD) | ||||
| Period | Number of Retiring Staff | Payment of Pension Benefit | ||
| Yearly Total | Cummulative | Yearly Total | Cummulative | |
| 2016 | 416 | 10144 | 20.26 | 151.51 |
| 2017 | 419 | 10563 | 18.86 | 170.37 |
| 2018 | 403 | 10966 | 20.05 | 190.42 |
| 2019 | 441 | 11407 | 23.38 | 213.80 |
| 2020 | 401 | 11808 | 26.17 | 239.97 |
| Sources of Fund as on 31st December 2020(In Million USD) | |||
| SL No. | Particulars | Amount | |
| 1.0 | Borrowings | ||
| 1.1 Domestic Borrowings | |||
| 1.1.1 Commercial Bank | 0 | 0 | |
| 1.2 Foreign Borrowings | |||
| 1.2.1 Term Loans | 4.92 | ||
| 1.2.2 Loans at Perpetuity | 6.50 | 11.42 | |
| Total : | 11.42 | ||
| 2.0 | Deposits | ||
| 2.1 Borrowers’ Deposits | 1964.69 | ||
| 2.2 Non-Borrowers’ Deposits | 886.78 | 2851.47 | |
| 3.0 | Own Fund | ||
| 3.1 Paid up Capital | 11.33 | ||
| 3.2 Capital & Other Reserve | 281.54 | ||
| 3.3 Miscellaneous | 96.00 | 388.87 | |
| 4.0 | Other Sources | 171.59 | |
| Total : | 3423.35 | ||
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